Tax filing & support税务申报与协助
Personal and corporate returns, prior-year filings, and help responding to CRA correspondence.个人与企业报税、过往年度补报，以及 CRA 来函相关资料整理与沟通协助。
Ask about tax support →咨询税务服务 →Clear advice. Thoughtful service.清晰建议 · 用心服务
Financial matters,
made easier to navigate.让税务与财务问题，
变得更容易理解。
Practical tax, accounting and financial guidance for individuals, families and small businesses in Canada. We listen first, explain clearly and help you take the next sensible step.为加拿大的个人、家庭和小型企业提供务实的税务、会计与财务咨询。我们先了解您的实际情况，再用清楚易懂的方式，协助您找到合适的下一步。
Straightforward communication沟通清晰直接Secure document handling重视资料安全English & Chinese support中英文服务
What we can help with我们能协助什么
Support shaped around real life.从真实需求出发的专业服务。
You do not need to choose a “department.” Start with your question, and we will help clarify which service fits.您不需要判断该找哪个“部门”。只需从自己的问题出发，我们会协助您梳理适合的服务方向。
Bookkeeping & reporting记账与财务报表
Organized records, reconciliations, financial reports, payroll and GST/HST filing support.账目整理、银行对账、财务报表、工资及 GST/HST 申报协助。
Discuss bookkeeping →咨询记账服务 →Planning for life changes人生阶段规划
Practical guidance around starting a business, buying property, retirement and family transitions.围绕创业、置业、退休及家庭变化，梳理相关税务与财务事项。
Talk through a change →沟通您的规划 →Cash flow & financial organization现金流与财务整理
A clearer view of income, expenses, debt and savings—so everyday decisions feel more manageable.梳理收入、支出、债务与储蓄情况，让日常财务决定更有条理。
Get more organized →开始梳理财务 →Investment & registered-account guidance投资与注册账户咨询
Goal and risk discussions, plus general RRSP, TFSA and RESP guidance. Product-specific advice is provided only where properly licensed.围绕目标与风险进行沟通，并提供 RRSP、TFSA、RESP 等账户的一般信息。具体产品建议仅由具备相应资质的专业人士提供。
Start a conversation →预约沟通 →How we work服务方式
Professional, without feeling impersonal.专业，也可以很有人情味。
Good advice begins with context. We understand what matters, keep the process visible, and explain the reasoning behind our recommendations.好的建议始于对实际情况的理解。我们认真倾听，让流程清晰可见，并解释建议背后的原因。
1
A brief introduction初步沟通
Tell us what is happening and what outcome you hope for.说明目前情况，以及您希望解决的问题。
2
Scope and documents确认范围与资料
We clarify the work, needed information, expected fees and timing before we begin.开始前确认服务范围、所需资料、预计费用与时间。
3
Review and explanation处理与说明
We complete the agreed work and explain important decisions plainly.按约定完成工作，并用容易理解的方式说明重点。
4
Clear next steps明确下一步
You receive a practical summary of what was done and what comes next.清楚了解已完成事项，以及之后是否需要跟进。
Our perspective我们的理念
Clarity builds confidence.清楚，才能带来安心。
Our role is to make complex information easier to understand, keep expectations realistic and connect each client with appropriate professional support.我们的工作，是让复杂信息更容易理解、让预期更实际，并为每位客户对接合适的专业支持。
Listen first先倾听Advice should reflect your circumstances.建议应建立在真实情况之上。
Explain clearly讲清楚Plain language, with room for questions.少用术语，给您充分提问空间。
Be realistic保持务实No exaggerated claims or blanket promises.不夸大效果，也不做笼统承诺。
Respect privacy尊重隐私Careful handling of sensitive information.谨慎对待个人及财务信息。
Common questions常见问题
Helpful answers before we begin.开始之前，先回答您可能关心的问题。
If your situation is more complex, a short conversation is usually the easiest way to clarify it.如果情况比较复杂，简单沟通通常是最容易理清方向的方式。
How long does a tax return usually take?报税通常需要多长时间？
Timing depends on complexity and whether all documents are available. We confirm the expected timeline after an initial review.时间取决于申报复杂程度及资料是否齐全。初步了解后，我们会确认预计完成时间。
Can you help with unfiled prior years?过去几年没有报税，可以处理吗？
In many cases, yes. We identify the missing years and records, then discuss the filing sequence and any CRA correspondence.多数情况下可以。我们会确认缺失年份与资料，并说明补报顺序及 CRA 来函处理方式。
Can everything be handled remotely?可以全程线上办理吗？
Most services can be completed online through secure document exchange and scheduled calls. In-person appointments may also be available.大多数服务可通过安全资料传输和预约通话完成，也可根据情况安排面谈。
How are fees determined?服务费用如何确定？
Fees depend on scope, volume and complexity. We explain the expected fee or pricing basis before work begins.费用取决于工作范围、资料量和复杂程度，开始前会说明预计费用或计费方式。
What should I prepare for the first conversation?第一次沟通需要准备什么？
A brief description is enough. Do not email sensitive numbers until a secure document process is confirmed.简单说明情况即可。在确认安全传输方式前，请勿发送敏感号码。
Case studies案例分析
Common situations, clearly explained.常见情况，清楚分析。
Representative examples showing what may need attention and how the process can be approached.通过典型情境，说明问题在哪里、需要检查什么，以及通常如何处理。
Unfiled tax returns多年未报税
Several years of returns are outstanding连续几年没有完成税务申报
Common situation常见情况
A person has changed jobs, moved, or started self-employment and has not filed for several years. Some documents may be missing, and CRA letters may have accumulated.客户因换工作、搬家或开始自雇，连续几年没有报税；部分资料可能遗失，也可能已经收到 CRA 来函。
How we can help如何处理
We help organize available records, prepare the outstanding returns in the appropriate order, and assist with CRA follow-up when required.我们协助整理现有资料，按合适顺序完成补报，并根据需要协助处理 CRA 后续事项。
Small-business bookkeeping小企业账目混乱
Bank balances and accounting records do not match银行余额与账目长期对不上
Common situation常见情况
Business and personal expenses are mixed, receipts are scattered, GST/HST has not been tracked consistently, and the owner cannot clearly see whether the business is profitable.公司和个人支出混在一起，收据分散，GST/HST 没有持续记录，经营者也无法清楚判断企业是否盈利。
How we can help如何处理
We organize and reconcile the books, correct key classifications, and establish a practical routine for ongoing records and financial reporting.我们协助整理和核对账目、调整重要分类，并建立便于持续执行的记账与财务报告流程。
Retirement & benefits退休与福利衔接
Income changes before or after retirement退休前后收入结构发生变化
Common situation常见情况
A household receives CPP, OAS, GIS, pension income or registered-account withdrawals, but is unsure how the different income sources may affect tax and benefit eligibility.家庭同时领取 CPP、OAS、GIS、退休金或注册账户提款，但不清楚不同收入如何影响税务及福利资格。
How we can help如何处理
We help organize the overall income picture, clarify tax and benefit considerations, and coordinate with the appropriate licensed professionals where needed.我们协助梳理整体收入情况，说明相关税务与福利影响，并在需要时协调相应的持牌专业人士。
These representative examples are for general education only. The appropriate treatment depends on each person’s records and circumstances.以上为常见情况示例，仅作一般信息参考；具体处理方式取决于每位客户的资料和实际情况。
Resources & forms资料与常用表格
Useful forms, all in one place.常用资料，一处查找。
Preparation checklists and links to current Government of Canada forms.包括资料准备清单，以及加拿大政府最新表格和福利申请入口。
Client checklists客户资料清单
Prepare for an appointment咨询前资料准备
Common tax forms常用税务表格
Official CRA formsCRA 官方表格
Benefits福利申请
Government benefits政府福利
Forms and eligibility rules may change. Links open Canada.ca for the current version. TQSQ Group does not determine government eligibility.政府表格及资格要求可能更新。链接会打开 Canada.ca 官方页面获取最新版本。TQSQ Group 不负责决定政府福利资格。
Start a conversation开始沟通
Choose a time that works for you.选择一个适合您的时间。
Book an introductory conversation directly through our live calendar. Available times update automatically.通过实时日历预约初步沟通，可预约时间会自动更新。
✉ info@example.com⌖ Vancouver, British Columbia◷ By appointment · Online or in person预约制 · 可线上或面谈
Book an introductory conversation预约初步沟通
Select an available time and provide your contact details. You will receive a confirmation from Google Calendar.选择可预约时间并填写联系方式，Google Calendar将自动发送确认信息。
View available times →查看可预约时间 →